Real estate appraisal services for homeowners in the city of Walland and Blount County
The top seven reasons TN homeowners hire Sloan Real Estate Solutions:
Own a house in or near Walland, TN and need help deciding the price of it?
At Sloan Real Estate Solutions, we understand the individual needs of a consumer seeking appraisal services. Our typical business clients get the appraisal process and the standard reporting formats. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.
PMI Removal Appraisals
An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're qualified in helping clients just like you remove unnecessary PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties close by. That means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Sloan Real Estate Solutions is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Sloan Real Estate Solutions can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Sloan Real Estate Solutions offers field reviews where we'll go out and check the subject and comps. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.